debit cards

Debit Cards are a Benefits Must Have

During the pandemic, the use of debit and credit cards has soared. A 2021 MarketWatch analysis found that debit card transaction volumes continue to surge, while growth in credit transactions has remained essentially flat. Always a possible addition to tax-advantaged benefit accounts, debit cards have increasingly become a benefits “must have.” Employees Save Time Offering … More >>

QSEHRAs: Effective Small Business Benefit Tool

Employers have been helping employees with healthcare costs since employer-sponsored insurance coverage began about 80 years ago. But just as healthcare costs have risen, the costs of insurance and healthcare benefits have increased as well. Small businesses have always found it financially challenging to offer group benefits to their employees. Fortunately, Congress and regulatory agencies … More >>

woman preventive care

Reducing Out-of-Pocket Expenses for Women and Children’s Preventive Care

New preventive care and screening guidelines aimed at reducing out-of-pocket expenses for women, infants, children, and adolescents were recently announced by the Health Resources and Services Administration (HRSA) of the U.S. Dept. of Health and Human Services (HHS) The new guidelines take effect for plans starting in 2023. Under the Affordable Care Act (ACA), certain group … More >>

Mental Health Care and Your Benefits Accounts

With one in five U.S. adults experiencing some form of mental illness in any given year, the need for mental health care impacts many families. Yet, according to the National Alliance of Mental Illness (NAMI), 55 percent of adults and 49 percent of children ages 6-17 with a mental illness don’t receive mental health care services. … More >>

Summit Card: Replenishment FAQs

Debit Card Replenishment Process Answers common questions about the process of replenishing the employer group debit card account in response to participant transactions.

Summit Card: How It Can Work for You

Convenient, Secure Access Explains how offering the Summit debit card can increase employer FICA savings and the overall success of offering a tax-advantaged benefits account plan.

Captain Contributor Explains HRAs

” An HRA, or Health Reimbursement Arrangement, is an employer-sponsored benefit account funded ONLY by the employer. It allows employees to pay for qualified healthcare expenses. Learn more!​ Captain Contributor​​ – Benefits Super Hero Read Comic Book Read Fact Sheet Captain Contributor Explains Eligible Expenses Captain Contributor Explains COBRA Insurance Captain Contributor Explains the Uniform Coverage Rule Captain … More >>

Individual Coverage HRAs (ICHRA)

Legislation creating the ICHRA was passed to help employees pay premiums for individual insurance coverage in June 2019 and goes into effect January 1, 2020. This guide outlines the requirements to sponsor an ICHRA.

ICHRA and EBHRA; New Rules from IRS

ICHRA and EBHRA: IRS Expands HRA Plan Types for Employers

The Internal Revenue Service (IRS), in coordination with other Federal agencies, published a final ruling which expands Health Reimbursement Arrangement (HRA) plan types for employers. HRAs are employer-funded benefit plans used by employees to cover qualified healthcare expenses. The newly-created Individual Coverage HRA (ICHRA) and Excepted Benefit HRA (EBHRA) became available on January 1, 2020. … More >>

Go Mobile with Your Healthcare Benefits Accounts

Did you know you can take your benefits accounts on-the-go? With the demands of today’s modern society – more than two-thirds of Americans own a mobile phone – many benefits administrators offer account holders the modern conveniences of mobile apps and debit cards. These make it very easy for those who have a Flexible Spending … More >>

Benefits enrollment season

Are You Ready for Enrollment Season?

Are you ready for enrollment season? Open enrollment is the period during which you review your benefit options and choose which ones you want to enroll in for next year. These include health insurance, life insurance, and tax-advantaged healthcare benefits accounts, among others. Whether you sign up for benefits through an employer, or choose to … More >>

Award-winning Employee Education and Engagement Program

Award-winning Employee Education and Engagement ProgramEmployer-sponsored healthcare accounts can be hard to understand. That’s why DataPath Administrative Services has adopted a year-round employee education and engagement program for our groups. The Adventures of Captain Contributor, a national-award winning program, is both informative and entertaining. In a series of comic books and videos, Captain Contributor and … More >>

Forms and Materials Library for Employers

Forms and Materials Library for EmployersWelcome to the Forms and Materials Library. You will find a wealth of information about tax-advantaged benefit accounts, compliance questions and answers, commonly used forms, benefit card and system information, and more.  FSA HSA HRA COBRA

Summit User Access Request/Removal

Control HR Access Online To add or remove an authorized user for Employer/HR access to your group account on Summit, complete and submit this form to your DataPath Account Manager. This form can only be submitted by the group’s primary contact person.

Authorization for Release of Information Form

Authorize Discussions with Others HIPAA regulations prevent DataPath from sharing any details about your account, claim, reimbursement, debit card, etc. with anyone besides yourself unless we have a signed Authorization for Release of Information on file that names the specific person. Submit this form if you want to authorize other people, such as your spouse, … More >>

Bank Draft for Administrative Fees

Complete this form to authorize DataPath Administrative Services to draft payment each month for your fees invoice. You will receive a copy of the invoice prior to the bank draft date.

Compliance Services

COBRA, HIPAA, ACA Reporting and More Describes the different compliance services available from DataPath Administrative Services, including COBRA administration, HIPAA, ERISA, and ACA Reporting. Details which of these services are mandatory for employers under current laws and regulations based on number of employees.

Understanding Plan Documents

Handy Reference! Don’t know an SMM from a SPD? This handy reference sheet gives detailed but easy-to-understand explanations of the four types of documents required for all ERISA health and welfare benefit plans: Plan Document; Summary Plan Document (SPD); Adoption Agreement; and Summary of Material Modification (SMM).

Qualified Small Employer HRAs

QSEHRAs (pronounced “Cue-SERRAs”) Legislation creating the QSEHRA was passed as part of the 21st Century Cures Act in December 2016 and went into effect January 1, 2017. With a QSEHRA, small businesses can reimburse employees tax-free for their medical expenses, including personal insurance premiums. This guide outlines the requirements to sponsor a QSEHRA.

HRA with Claims Crossover

Fastest Possible Claims Payments Health Reimbursement Arrangement (HRA) with Claims Crossover provides for fast HRA claims payments (without employees having to first file a claim or pay an eligible expense) thanks to health claim feeds direct from the carrier. Contact DataPath Administrative Services for more information on your specific situation.

Form 5500: Have You Filed?

Annual Return/Report of an Employee Benefit Plan Form 5500 is the form used to file an employee benefit plan’s annual information return with the Dept. of Labor (DOL). Only group plans that have 100 or more enrolled as of the anniversary date each year must file, except for government and church groups. Form 5500 must … More >>

ERISA: Does My Plan Need to be Wrapped?

For Most Plans, the Answer is Yes This explainer outlines the requirements for determining whether your plan requires a Wrap document, as well as the circumstances within which an employer with multiple plans can combine them under a single “Mega Wrap” document.

HRA

HRA Administration Services

HRA AdministrationOffer a robust benefits package to attract and retain ​top-quality talent with an employer-funded HRA, ICHRA, EBHRA or QSEHRA! Contact us today! Health Reimbursement Arrangements (HRAs) ​of all types – including ​Individual Coverage HRAs (ICHRAs), Excepted Benefit HRAs (EBHRAs), and Qualified Small Employer HRAs (QESHRAs) – allow both employers and employees to save on … More >>