Compliance Services

COBRA, HIPAA, ACA Reporting and More Describes the different compliance services available from DataPath Administrative Services, including COBRA administration, HIPAA, ERISA, and ACA Reporting. Details which of these services are mandatory for employers under current laws and regulations based on number of employees.

Understanding Plan Documents

Handy Reference! Don’t know an SMM from a SPD? This handy reference sheet gives detailed but easy-to-understand explanations of the four types of documents required for all ERISA health and welfare benefit plans: Plan Document; Summary Plan Document (SPD); Adoption Agreement; and Summary of Material Modification (SMM).

Simple Cafeteria Plans

Eligibility Requirements and Steps to Consider Effective for tax years after December 31, 2010, small employers have been allowed to adopt SIMPLE Cafeteria Plans, which are deemed to meet nondiscrimination requirements as long as the plan sponsor meets certain eligibility, participation, and minimum contribution requirements. This “safe harbor” also covers the non-discrimination requirements applicable to … More >>

Qualified Small Employer HRAs

QSEHRAs (pronounced “Cue-SERRAs”) Legislation creating the QSEHRA was passed as part of the 21st Century Cures Act in December 2016 and went into effect January 1, 2017. With a QSEHRA, small businesses can reimburse employees tax-free for their medical expenses, including personal insurance premiums. This guide outlines the requirements to sponsor a QSEHRA.

HRA with Claims Crossover

Fastest Possible Claims Payments Health Reimbursement Arrangement (HRA) with Claims Crossover provides for fast HRA claims payments (without employees having to first file a claim or pay an eligible expense) thanks to health claim feeds direct from the carrier. Contact DataPath Administrative Services for more information on your specific situation.

FSA Carryover for Employers

No More “Use It or Lose It” When you offer an FSA with the Carryover option, employees are no longer at risk of “use it or lose it” on their FSA accounts. Adopting the Carryover option can lead to greater employee satisfaction and a higher percentage of employees participating in the plan – which saves … More >>

Form 5500: Have You Filed?

Annual Return/Report of an Employee Benefit Plan Form 5500 is the form used to file an employee benefit plan’s annual information return with the Dept. of Labor (DOL). Only group plans that have 100 or more enrolled as of the anniversary date each year must file, except for government and church groups. Form 5500 must … More >>

COBRA Compliance: Are You Sure?

Non-compliance penalties are steep Is the manner in which you are meeting your company’s COBRA obligations compliant with all COBRA rules and regulations? Chances are, it’s not. In fact, the IRS estimates that 90% of all employers who self-administer their COBRA obligations are not compliant. This explainer provides more information on common areas of non-compliance … More >>