During back-to-school time, families engage in the annual rituals of shopping for clothes, school supplies, and other essentials. School-aged children definitely have a lot of needs, and one of them is healthcare. That’s where your employer-sponsored benefits can help!
When the kids are in school, remember to use your benefit account (Flexible Spending Account or Health Savings Account) for eligible healthcare services and products that your children may need. Here’s a partial list of back to school healthcare expenses when class is in session.
Back to School Healthcare Expenses
Staying up-to-date on vaccinations is very important for your child’s health and society at large. In most states, vaccinations are required for children to gain admission to public (and most private) schools. While generally inexpensive (or free, under some health plans), your FSA or HSA can help cover these expenses.
Eye and Dental Care
Use your FSA, Limited Purpose FSA (LPFSA), or HSA to help pay for routine eye and dental exams, which are essential to overall good health and your children’s ability to focus on their schoolwork.
Following an eye exam, your benefit account can also pay for any needed prescription eye wear, such as contact lenses or eye glasses. Contact lens solution is also eligible. Many vision correction procedures are also eligible expenses, including LASIK and PRK, among a handful of others.
After a dental exam and cleaning, your provider may recommend braces or other orthodontia. Again, your FSA, LPFSA, or HSA can be used to help pay for these needed services.
As any adolescent will tell you, acne is no fun and can be embarrassing. Thankfully, many treatments for acne can be paid for with your FSA or HSA account, including creams, cleansers, and other products (such as light therapy remedies). Keep in mind that over-the-counter medications require a prescription for reimbursement.
If you have a child involved in sports, you may find yourself needing to purchase orthopedic devices and products on occasion. Items such as ankle and knee braces and wraps, athletic tape, arch supports and similar supplies can be purchased with FSA and HSA funds.
Braille and Audio Books
Visually impaired students often require Braille or audio editions of necessary books. Your FSA or HSA account can be used to cover the difference between the standard print edition of a book and its Braille or audio edition.
Take care of some of your school needs with your employer-sponsored benefit accounts. It’s important to get your kids back in the classroom on the right foot.